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LegalTerms of Service

Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using Recurless (“the Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Recurless provides an automated platform for generating and sending billing dispute letters on behalf of users under the Fair Credit Billing Act (FCBA). The Service includes document generation, e-signature collection, certified mail delivery, and dispute tracking.

3. User Accounts

You must provide accurate information when creating an account. You are responsible for maintaining the security of your account credentials. You must be at least 18 years old to use the Service.

4. Fees and Payment

Free Plan: 1 dispute per month. A 20% success fee (minimum $3.50) is charged only when a dispute results in a credit to your account.

Pro Plan: $19/month for unlimited disputes with 0% success fee. Billed monthly. Cancel anytime.

5. Power of Attorney

By signing the Power of Attorney, you authorize Recurless to act on your behalf solely for the purpose of sending a dispute letter to your bank for a specific transaction. This authorization is limited and expires after 180 days.

6. No Guarantee of Outcome

Recurless does not guarantee that any dispute will be resolved in your favor. The outcome depends on your bank’s investigation. We provide the tools and process; the decision is made by your financial institution.

7. Limitation of Liability

Recurless is not liable for any indirect, incidental, or consequential damages arising from the use of the Service. Our total liability is limited to the amount you have paid us in the 12 months preceding the claim.

8. Changes to Terms

We may update these Terms from time to time. Continued use of the Service constitutes acceptance of the updated Terms.

9. Contact

Questions about these Terms? Contact us at legal@recurless.io.