🎉 We've recovered $12M+ for our customers
Automated Bank
Dispute Resolution
Got an unauthorized bank charge? We file the dispute, mail the letter, and track your refund — automatically.
$450
Unauthorized Sub
$1,280
Double Billing Error
$85
Hidden Gym Fee
$310
Canceled Flight
$450
Unauthorized Sub
$1,280
Double Billing Error
$85
Hidden Gym Fee
$310
Canceled Flight
$2,100
Fraudulent Purchase
$55
App Store Sub
$940
Hotel Overcharge
$120
Fake Service
$2,100
Fraudulent Purchase
$55
App Store Sub
$940
Hotel Overcharge
$120
Fake Service

90+%
Success Rate
Our AI-driven approach consistently delivers industry-leading dispute resolution outcomes.
AI-Powered Filing
Smart dispute letters tailored to each bank's requirements for maximum approval.
Bank-Level Security
End-to-end encryption. We never store your credentials.
Real-Time Dashboard
Track every dispute from filing to resolution with full transparency.
Why People Choose
Recurless
We handle the legal paperwork and certified mailing. You get your money back.
94%
Dispute success rate
<24h
Average filing time
10k+
Banks supported via Plaid
$0
Upfront cost to file
Three Steps to
Your Refund
From connection to resolution — our AI handles the heavy lifting so you don't have to.
Connect Your Account
Link your bank in seconds with read-only, encrypted access via Plaid. We scan your recent transactions and flag suspicious charges automatically.
AI Analyzes & Builds Your Case
Our AI reviews your transaction history, cross-references patterns from millions of disputes, and builds the strongest possible case under the FCBA.
Dispute Filed & Tracked
We generate a legally compliant dispute letter, file it with your bank via USPS certified mail, and track resolution in real-time on your dashboard.

Active Disputes
Dispute Filed!
Just now
Effortless onboarding,
rapid resolution
Our intuitive platform and dedicated support team make transitioning your dispute management seamless.
Free Account Analysis
We scan your transaction history to identify unauthorized charges and recovery opportunities.
Transparent Pricing
Automated follow-ups keep disputes on-track with clear, upfront pricing — no hidden fees.
Full Transparency
Track every step of your dispute from filing to resolution on your real-time dashboard.
FAQFrequently
Asked
Questions
Everything you need to know about Recurless and how we help you recover unauthorized charges.